Why an Independent Agent?
Not all insurance agents are the same! Choosing the right one can make a big difference – in price, service, and value.
With other agencies, you get one company that sells one brand of insurance. With an independent insurance agency like W Financial Services you get choices.
Why? Because independent insurance agencies, like W Financial Services, represent a number of different insurance companies, and can compare coverage and prices to find the best possible value for your individual circumstances. As independent agents, we are members of the Plainfield community, and we’re committed to doing business face-to-face and being your advocate in times of need.
Here are a few reasons why W Financial Services should be your first and last top when looking for insurance.
- We work for you when you have a claim.
- We are not beholden to any one company. This means you don’t have to change agencies as your insurance and service needs change.
- We are your consultants, working with you as you determine your needs.
- We are value-hunters who look after your pocketbook in finding the best combination of price, coverage, and service.
- We offer one-stop shopping for a full range of products, including home, renters, auto, business, life, health, and retirement plans.
- We can periodically review your coverage to keep up with your changing insurance needs.
- We are committed to customer satisfaction – it’s the key to our livelihood.
- We treat you like a person, not a number.
- We are licensed professionals with strong customer and community ties.
There is a difference. To find out how our independent insurance agency can help you find the right insurance coverage, please contact W Financial Services today. Give us a call today at (708) 524-2791.
Property and Casualty Insurance
Commercial Coverage
As our clients are busy building their businesses, we are busy protecting them.
We partner with our clients to find the best coverage for their unique needs. We put coverage in place to protect clients from lawsuits, property damage, loss of income and cyber liability.
We are independent advisors who represent multiple carriers to provide you with the most objective and cost efficient options.
Auto and Homeowners Coverage
We believe auto and homeowners insurance is necessary coverage that we hope our clients never need. Unfortunately, statistics illustrate the importance of the coverage.
According to the U.S. Department of Transporation, there were 6,296,000 auto accidents in 2015, that is 12 accidents per minute.
Most homeowners claims are for weather related damage, with wind damage accounting for around 25%. While weather related are the most common, fire is the most costly. According to the Insurance information Institute, the average cost of fire and lightning claims is over $43,000.
We understand that your personal and financial well-being are at risk without the proper coverage. Let us help you protect you and your family from the unexpected.
More than just auto and home...
As times change, the risks we are exposed to also adjust. For example, claims costs increase and new risks threaten our financial independence.
In addition to auto and home insurance, an umbrella policy may be an affordable tool to provide essential coverage against larger claims.
Identity theft is a growing concern. Most experts believe that at some point all of us will be victims. In today's electronic environment,a Cyber liability policy is critical.