Life insurance pays a benefit to the beneficiary upon the death of the insured.
There are several policy options available, including term life insurance, whole life and universal life insurance.
Disability insurance pays a benefit to the insured if they are unable to work. The coverage helps to provide a replacement to the income lost as a result of the disability.
There are flexible policy options available including adjustments to benefit amounts and time periods covered.
Long term care insurance helps pay for the cost associated with long term care. Policy can help pay for the care needed in a nursing facility or at home.
As the needs and expectations of our population have changed, the policies have also changed. There are numerous policies available such as joint policies, life policies with a long term care benefit and traditional long term care.
There are so many choices available to you. Let us help you navigate the options. We work with numerous carriers to find flexible coverage that fits our clients needs.